Comprehensive medical coverage designed for people living, working, or studying outside their home country.
When you relocate internationally, you need a primary health insurance plan that acts like the domestic coverage you are used to, but built for a global lifestyle. Our Expat plans provide major medical coverage from routine check-ups to critical hospital care.
Choose Worldwide Premier if you want seamless coverage globally, including back in the U.S. Choose the Outside U.S. plan if you do not plan to seek care in America, saving you on premiums while maintaining exceptional global coverage.
We offer specialized plan categories tailored to how you live and work abroad:
Get customized coverage based on your relocation needs.
Quote Expat PlansQuick answers about expat and living-abroad medical plans.
Long-term major medical coverage designed for people living, working, or studying outside their home country, from routine check-ups to critical hospital care.
Worldwide Premier gives you seamless global coverage including care back in the U.S. The Outside U.S. plan skips U.S. care, which lowers your premiums while keeping exceptional global coverage.
No. These plans come with unlimited annual and lifetime medical maximums.
Yes, with proof of prior continuous coverage.
Yes. Prescription drug coverage is included with copays waived at contracted international providers, and there is no deductible for office visits and preventive care.
Yes. Worldwide Crew is designed for maritime crew at sea at least 3 months a year; Worldwide Non-Profit/Missionaries covers volunteer and humanitarian workers, including terrorism-related injuries; and Worldwide Education covers students and teachers spending an academic year or more abroad.