Expat & Living Abroad Medical Plans

Long-Term Coverage for Your Journey

When you relocate internationally, you need a primary health insurance plan that acts like the domestic coverage you are used to, but built for a global lifestyle. Our Expat plans provide major medical coverage from routine check-ups to critical hospital care.

Worldwide Premier & Outside U.S. Plans

Choose Worldwide Premier if you want seamless coverage globally, including back in the U.S. Choose the Outside U.S. plan if you do not plan to seek care in America, saving you on premiums while maintaining exceptional global coverage.

• Unlimited annual and lifetime medical maximums.
• No deductible for office visits and preventive care.
• Prescription drug coverage with copays waived at contracted international providers.
• Coverage for pre-existing conditions with proof of prior continuous coverage.

Specialized Plans for Unique Lifestyles

We offer specialized plan categories tailored to how you live and work abroad:

• Worldwide Crew: Designed specifically for maritime crew working at sea at least 3 months a year.
• Worldwide Non-Profit / Missionaries: For those doing volunteer or humanitarian work in challenging locations, including coverage for terrorism-related injuries.
• Worldwide Education: For students and teachers spending an academic year or more abroad.