HTH Worldwide Trip Protector Plans

Complete Travel Investment Protection

Your vacation is a significant financial investment. HTH Worldwide Trip Protector plans provide comprehensive coverage including 100% of trip costs in the event of cancellation, as well as robust medical protection while traveling. Underwritten by Nationwide Mutual Insurance Company, these plans are ideal for travelers needing strong financial protection against unexpected disruptions.

Compare TripProtector Coverage Tiers

1. TripProtector Economy

Designed for budget-conscious travelers seeking essential coverage. The Economy plan provides trip cancellation coverage up to $5,000.

• Trip Cancellation: 100% of trip cost up to $5,000.
• Trip Interruption: Reimburses up to 125% of your trip cost.
• Emergency Medical: $75,000 in secondary medical coverage for sickness and injury.
• Medical Evacuation: Up to $500,000 in medical transportation coverage.

2. TripProtector Classic

The most popular tier for family vacations. This plan offers high limits of primary medical coverage and does not require you to have a primary health insurance policy in force.

• Trip Cancellation: 100% of trip cost up to $25,000.
• Trip Interruption: Reimburses up to 150% of your trip cost.
• Emergency Medical: $250,000 in primary medical coverage.
• Medical Evacuation: $1,000,000 for emergency medical transportation.
• Pre-Existing Condition Waiver: Included if purchased within 14 days of your initial trip payment.

3. TripProtector Preferred

The ultimate safety net for high-value travel, offering the highest interruption coverage on the market and built-in rental car protection.

• Trip Cancellation: 100% of trip cost up to $50,000.
• Trip Interruption: Reimburses an industry-leading 200% of your insured trip cost.
• Emergency Medical: $500,000 in primary medical coverage.
• Cancel For Any Reason (CFAR): Optional upgrade available, allowing you to cancel up to two days before departure for a 75% refund (requires purchase within 21 days of initial deposit).
• Rental Car Damage: $35,000 built-in policy limit.

Global Support & Direct Billing

No matter which tier you choose, HTH Worldwide provides a 24-hour emergency hotline for concierge services, medical assistance, and security profiles of your destination. Through their Direct Billing program, if you inform an in-network provider at least 24 hours prior to your appointment, HTH may pay for your medical care upfront, helping you avoid a complicated claims process outside the U.S.. Every policy also comes with a 10-day money-back guarantee (free look period).