Comprehensive protection for trip cancellation, travel delays, and global medical emergencies.
Your vacation is a significant financial investment. HTH Worldwide Trip Protector plans provide comprehensive coverage including 100% of trip costs in the event of cancellation, as well as robust medical protection while traveling. Underwritten by Nationwide Mutual Insurance Company, these plans are ideal for travelers needing strong financial protection against unexpected disruptions.
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Compare All HTH Plans & Get a QuoteDesigned for budget-conscious travelers seeking essential coverage. The Economy plan provides trip cancellation coverage up to $5,000.
The most popular tier for family vacations. This plan offers high limits of emergency medical coverage and does not require you to have a primary health insurance policy in force.
The ultimate safety net for high-value travel, offering the highest interruption coverage on the market and built-in rental car protection.
No matter which tier you choose, HTH Worldwide provides a 24-hour emergency hotline for concierge services, medical assistance, and security profiles of your destination. Through their Direct Billing program, if you inform an in-network provider at least 24 hours prior to your appointment, HTH may pay for your medical care upfront, helping you avoid a complicated claims process outside the U.S. Every policy also comes with a 10-day money-back guarantee (free look period).
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Get Your HTH Quote TodayQuick answers about HTH Trip Protector plans.
Comprehensive trip cancellation coverage of 100% of your trip costs, plus robust medical protection while traveling. Plans are underwritten by Nationwide Mutual Insurance Company.
Economy covers trip cancellation up to $5,000, interruption up to 125% of trip cost, $75,000 in emergency medical, and $500,000 medical evacuation. Classic raises that to $50,000 cancellation, 150% interruption, $250,000 in emergency medical, and $1,000,000 evacuation. It does not require a primary health policy. Preferred goes to $100,000 cancellation, 200% interruption, $500,000 emergency medical, plus $35,000 in built-in rental car damage coverage.
An optional Preferred upgrade that lets you cancel up to two days before departure for a 75% refund. It must be purchased within 21 days of your initial trip deposit.
The Classic plan includes a pre-existing condition waiver if you buy within 14 days of your initial trip payment.
Yes. Every policy comes with a 10-day money-back guarantee.
A 24-hour emergency hotline for concierge services, medical assistance, and destination security profiles. Through the Direct Billing program, HTH may pay an in-network provider upfront if you inform them at least 24 hours before your appointment.